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Home equity loans in Nash, Texas

The typical owner-occupied home in Nash is worth about $156,200, 45% below the Texas median of $283,800 and 53% below the national median of $332,700. Owners pay a median $2,115 a year in property taxes, about 1.35% of their home's value, lower than the Texas rate of 1.49%. The median household earns $50,592 a year, so the median home costs 3.1 times the median income (3.6 times for Texas). 67% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Nash at a glance

Nash Texas U.S.
Median home value $156,200 $283,800 $332,700
Median property tax paid per year $2,115 $4,232 $3,119
Property tax as a share of value 1.35% 1.49% 0.94%
Median household income $50,592 $78,476 $80,734
Homes lived in by their owners 67% 63% 65%
Owner homes with a mortgage 57% 56% 61%
Median monthly costs, owners with a mortgage $1,409 $2,106 $1,963
Those costs as a share of the owners' income 16.2% 21.7% 21.0%
Median rent $919 $1,403 $1,413
Rent as a share of renters' income 40.3% 30.9% 30.6%
Median year homes were built 1999 1992 1980
Vacant homes 12.0% 9.4% 10.1%
Population 4,032 30,188,424 334,922,499

How much equity Nash owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Nash home of $156,200, 80% is $124,960.

43% of Nash owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $1,409 a month on housing, so a new payment should fit next to that. At the median income of $50,592, lenders typically cap all debt payments at about 43% of gross income, or $1,813 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $156,200 home (80% to 85% of value)
Owe nothing$124,960 to $132,770
Owe $39,050$85,910 to $93,720
Owe $78,100$46,860 to $54,670
Owe $101,530$23,430 to $31,240

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Nash

What is the median home value in Nash?

About $156,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Nash?

Homeowners pay a median $2,115 a year, which is about 1.35% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Nash?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $156,200, an 80% limit is $124,960 before subtracting your mortgage.

More about Nash

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data