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Home equity loans in Campobello, South Carolina

The typical owner-occupied home in Campobello is worth about $271,800, 5% above the South Carolina median of $259,000 and 18% below the national median of $332,700. Owners pay a median $1,962 a year in property taxes, about 0.72% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $86,875 a year, so the median home costs 3.1 times the median income (3.7 times for South Carolina). 77% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Campobello at a glance

Campobello South Carolina U.S.
Median home value $271,800 $259,000 $332,700
Median property tax paid per year $1,962 $1,251 $3,119
Property tax as a share of value 0.72% 0.48% 0.94%
Median household income $86,875 $69,324 $80,734
Homes lived in by their owners 77% 72% 65%
Owner homes with a mortgage 67% 57% 61%
Median monthly costs, owners with a mortgage $1,413 $1,529 $1,963
Those costs as a share of the owners' income 16.8% 19.7% 21.0%
Median rent $1,332 $1,180 $1,413
Rent as a share of renters' income 51.0% 31.1% 30.6%
Median year homes were built 1969 1992 1980
Vacant homes 5.9% 13.3% 10.1%
Population 776 5,296,225 334,922,499

How much equity Campobello owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Campobello home of $271,800, 80% is $217,440.

33% of Campobello owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $1,413 a month on housing, so a new payment should fit next to that. At the median income of $86,875, lenders typically cap all debt payments at about 43% of gross income, or $3,113 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $271,800 home (80% to 85% of value)
Owe nothing$217,440 to $231,030
Owe $67,950$149,490 to $163,080
Owe $135,900$81,540 to $95,130
Owe $176,670$40,770 to $54,360

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Campobello

What is the median home value in Campobello?

About $271,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Campobello?

Homeowners pay a median $1,962 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Campobello?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $271,800, an 80% limit is $217,440 before subtracting your mortgage.

More about Campobello

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data