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Home equity loans in Jacksonboro, South Carolina

The typical owner-occupied home in Jacksonboro is worth about $98,500, 62% below the South Carolina median of $259,000 and 70% below the national median of $332,700. Owners pay a median $559 a year in property taxes, about 0.57% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $113,242 a year, so the median home costs 0.9 times the median income (3.7 times for South Carolina). 70% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.

Jacksonboro at a glance

Jacksonboro South Carolina U.S.
Median home value $98,500 $259,000 $332,700
Median property tax paid per year $559 $1,251 $3,119
Property tax as a share of value 0.57% 0.48% 0.94%
Median household income $113,242 $69,324 $80,734
Homes lived in by their owners 70% 72% 65%
Owner homes with a mortgage 9% 57% 61%
Median monthly costs, owners with a mortgage – $1,529 $1,963
Median rent – $1,180 $1,413
Median year homes were built 1984 1992 1980
Vacant homes 13.6% 13.3% 10.1%
Population 336 5,296,225 334,922,499

How much equity Jacksonboro owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Jacksonboro home of $98,500, 80% is $78,800.

91% of Jacksonboro owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $98,500 home (80% to 85% of value)
Owe nothing$78,800 to $83,725
Owe $24,625$54,175 to $59,100
Owe $49,250$29,550 to $34,475
Owe $64,025$14,775 to $19,700

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Jacksonboro

What is the median home value in Jacksonboro?

About $98,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jacksonboro?

Homeowners pay a median $559 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Jacksonboro?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $98,500, an 80% limit is $78,800 before subtracting your mortgage.

More about Jacksonboro

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data