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Home equity loans in Van Voorhis, Pennsylvania

The typical owner-occupied home in Van Voorhis is worth about $158,100, 38% below the Pennsylvania median of $254,500 and 52% below the national median of $332,700. 37% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Van Voorhis at a glance

Van Voorhis Pennsylvania U.S.
Median home value $158,100 $254,500 $332,700
Median property tax paid per year – $3,311 $3,119
Median household income – $77,971 $80,734
Homes lived in by their owners 37% 69% 65%
Owner homes with a mortgage 48% 58% 61%
Median monthly costs, owners with a mortgage $772 $1,762 $1,963
Those costs as a share of the owners' income 14.6% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 516 13,018,639 334,922,499

How much equity Van Voorhis owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Van Voorhis home of $158,100, 80% is $126,480.

52% of Van Voorhis owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $158,100 home (80% to 85% of value)
Owe nothing$126,480 to $134,385
Owe $39,525$86,955 to $94,860
Owe $79,050$47,430 to $55,335
Owe $102,765$23,715 to $31,620

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Van Voorhis

What is the median home value in Van Voorhis?

About $158,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Van Voorhis?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $158,100, an 80% limit is $126,480 before subtracting your mortgage.

More about Van Voorhis

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data