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Home equity loans in Glen Richey, Pennsylvania

The typical owner-occupied home in Glen Richey is worth about $152,300, 40% below the Pennsylvania median of $254,500 and 54% below the national median of $332,700. Owners pay a median $1,972 a year in property taxes, about 1.29% of their home's value, close to the Pennsylvania rate of 1.30%. 75% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Glen Richey at a glance

Glen Richey Pennsylvania U.S.
Median home value $152,300 $254,500 $332,700
Median property tax paid per year $1,972 $3,311 $3,119
Property tax as a share of value 1.29% 1.30% 0.94%
Median household income – $77,971 $80,734
Homes lived in by their owners 75% 69% 65%
Owner homes with a mortgage 0% 58% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $1,209 $1,413
Median year homes were built 1961 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 198 13,018,639 334,922,499

How much equity Glen Richey owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Glen Richey home of $152,300, 80% is $121,840.

100% of Glen Richey owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $152,300 home (80% to 85% of value)
Owe nothing$121,840 to $129,455
Owe $38,075$83,765 to $91,380
Owe $76,150$45,690 to $53,305
Owe $98,995$22,845 to $30,460

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Glen Richey

What is the median home value in Glen Richey?

About $152,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Glen Richey?

Homeowners pay a median $1,972 a year, which is about 1.29% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Glen Richey?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $152,300, an 80% limit is $121,840 before subtracting your mortgage.

More about Glen Richey

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data