Home / Home Equity Loans by state / Pennsylvania / Clarion County / Leeper

Home equity loans in Leeper, Pennsylvania

The typical owner-occupied home in Leeper is worth about $123,300, 52% below the Pennsylvania median of $254,500 and 63% below the national median of $332,700. The median household earns $87,353 a year, so the median home costs 1.4 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

Leeper at a glance

Leeper Pennsylvania U.S.
Median home value $123,300 $254,500 $332,700
Median property tax paid per year – $3,311 $3,119
Median household income $87,353 $77,971 $80,734
Homes lived in by their owners 100% 69% 65%
Owner homes with a mortgage 17% 58% 61%
Median monthly costs, owners with a mortgage $1,333 $1,762 $1,963
Those costs as a share of the owners' income 33.8% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1949 1965 1980
Vacant homes 22.2% 9.2% 10.1%
Population 178 13,018,639 334,922,499

How much equity Leeper owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Leeper home of $123,300, 80% is $98,640.

83% of Leeper owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $1,333 a month on housing, so a new payment should fit next to that. At the median income of $87,353, lenders typically cap all debt payments at about 43% of gross income, or $3,130 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $123,300 home (80% to 85% of value)
Owe nothing$98,640 to $104,805
Owe $30,825$67,815 to $73,980
Owe $61,650$36,990 to $43,155
Owe $80,145$18,495 to $24,660

Before the lender's own limits, fees and your credit and income checks.

Change the numbers in the calculator

Questions about home equity loans in Leeper

What is the median home value in Leeper?

About $123,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Leeper?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $123,300, an 80% limit is $98,640 before subtracting your mortgage.

More about Leeper

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data