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Home equity loans in Tygh Valley, Oregon

The typical owner-occupied home in Tygh Valley is worth about $368,200, 23% below the Oregon median of $477,600 and 11% above the national median of $332,700. The median household earns $60,625 a year, so the median home costs 6.1 times the median income (5.8 times for Oregon). 26% of occupied homes here are lived in by their owners, and 11% of those owners still have a mortgage.

Tygh Valley at a glance

Tygh Valley Oregon U.S.
Median home value $368,200 $477,600 $332,700
Median property tax paid per year – $3,876 $3,119
Median household income $60,625 $83,011 $80,734
Homes lived in by their owners 26% 63% 65%
Owner homes with a mortgage 11% 65% 61%
Median monthly costs, owners with a mortgage – $2,157 $1,963
Median rent – $1,525 $1,413
Median year homes were built 1979 1981 1980
Vacant homes 15.9% 7.5% 10.1%
Population 118 4,254,293 334,922,499

How much equity Tygh Valley owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Tygh Valley home of $368,200, 80% is $294,560.

89% of Tygh Valley owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $368,200 home (80% to 85% of value)
Owe nothing$294,560 to $312,970
Owe $92,050$202,510 to $220,920
Owe $184,100$110,460 to $128,870
Owe $239,330$55,230 to $73,640

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Tygh Valley

What is the median home value in Tygh Valley?

About $368,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Tygh Valley?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $368,200, an 80% limit is $294,560 before subtracting your mortgage.

More about Tygh Valley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data