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Home equity loans in Moyers, Oklahoma

The typical owner-occupied home in Moyers is worth about $114,300, 43% below the Oklahoma median of $199,800 and 66% below the national median of $332,700. Owners pay a median $867 a year in property taxes, about 0.76% of their home's value, lower than the Oklahoma rate of 0.80%. 80% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.

Moyers at a glance

Moyers Oklahoma U.S.
Median home value $114,300 $199,800 $332,700
Median property tax paid per year $867 $1,599 $3,119
Property tax as a share of value 0.76% 0.80% 0.94%
Median household income – $65,039 $80,734
Homes lived in by their owners 80% 66% 65%
Owner homes with a mortgage 18% 54% 61%
Median monthly costs, owners with a mortgage $1,792 $1,539 $1,963
Those costs as a share of the owners' income 27.5% 19.6% 21.0%
Median rent – $1,014 $1,413
Median year homes were built 1985 1980 1980
Vacant homes 20.5% 12.0% 10.1%
Population 60 4,028,634 334,922,499

How much equity Moyers owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Moyers home of $114,300, 80% is $91,440.

82% of Moyers owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $114,300 home (80% to 85% of value)
Owe nothing$91,440 to $97,155
Owe $28,575$62,865 to $68,580
Owe $57,150$34,290 to $40,005
Owe $74,295$17,145 to $22,860

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Moyers

What is the median home value in Moyers?

About $114,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Moyers?

Homeowners pay a median $867 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Moyers?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $114,300, an 80% limit is $91,440 before subtracting your mortgage.

More about Moyers

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data