Home / Home Equity Loans by state / Ohio / Williams County / Kunkle

Home equity loans in Kunkle, Ohio

The typical owner-occupied home in Kunkle is worth about $46,700, 78% below the Ohio median of $214,800 and 86% below the national median of $332,700. 91% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Kunkle at a glance

Kunkle Ohio U.S.
Median home value $46,700 $214,800 $332,700
Median property tax paid per year – $2,822 $3,119
Median household income – $71,389 $80,734
Homes lived in by their owners 91% 67% 65%
Owner homes with a mortgage 67% 61% 61%
Median monthly costs, owners with a mortgage – $1,517 $1,963
Median rent – $1,034 $1,413
Median year homes were built 1938 1970 1980
Vacant homes 0.0% 8.1% 10.1%
Population 244 11,810,293 334,922,499

How much equity Kunkle owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Kunkle home of $46,700, 80% is $37,360.

33% of Kunkle owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $46,700 home (80% to 85% of value)
Owe nothing$37,360 to $39,695
Owe $11,675$25,685 to $28,020
Owe $23,350$14,010 to $16,345
Owe $30,355$7,005 to $9,340

Before the lender's own limits, fees and your credit and income checks.

Change the numbers in the calculator

Questions about home equity loans in Kunkle

What is the median home value in Kunkle?

About $46,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Kunkle?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $46,700, an 80% limit is $37,360 before subtracting your mortgage.

More about Kunkle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data