The typical owner-occupied home in Mount Eaton is worth about $156,700, 27% below the Ohio median of $214,800 and 53% below the national median of $332,700. Owners pay a median $1,450 a year in property taxes, about 0.93% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $81,875 a year, so the median home costs 1.9 times the median income (3.0 times for Ohio). 56% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Mount Eaton at a glance
| Mount Eaton | Ohio | U.S. | |
|---|---|---|---|
| Median home value | $156,700 | $214,800 | $332,700 |
| Median property tax paid per year | $1,450 | $2,822 | $3,119 |
| Property tax as a share of value | 0.93% | 1.31% | 0.94% |
| Median household income | $81,875 | $71,389 | $80,734 |
| Homes lived in by their owners | 56% | 67% | 65% |
| Owner homes with a mortgage | 51% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,517 | $1,963 |
| Those costs as a share of the owners' income | 15.8% | 18.6% | 21.0% |
| Median rent | $1,125 | $1,034 | $1,413 |
| Rent as a share of renters' income | 25.6% | 28.3% | 30.6% |
| Median year homes were built | 1953 | 1970 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 135 | 11,810,293 | 334,922,499 |
How much equity Mount Eaton owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Mount Eaton home of $156,700, 80% is $125,360.
49% of Mount Eaton owners have no mortgage at all, so they could borrow up to the full 80% limit.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $125,360 to $133,195 |
|---|---|
| Owe $39,175 | $86,185 to $94,020 |
| Owe $78,350 | $47,010 to $54,845 |
| Owe $101,855 | $23,505 to $31,340 |
Before the lender's own limits, fees and your credit and income checks.
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Questions about home equity loans in Mount Eaton
What is the median home value in Mount Eaton?
About $156,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mount Eaton?
Homeowners pay a median $1,450 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.
How much can I borrow against my home in Mount Eaton?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $156,700, an 80% limit is $125,360 before subtracting your mortgage.
More about Mount Eaton
- Mortgage Refinance in Mount Eaton
- Home Buying in Mount Eaton
- Debt Relief in Mount Eaton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data