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Home equity loans in Mina, Nevada

The typical owner-occupied home in Mina is worth about $32,600, 93% below the Nevada median of $435,400 and 90% below the national median of $332,700. Owners pay a median $703 a year in property taxes, about 2.16% of their home's value, higher than the Nevada rate of 0.47%. 100% of occupied homes here are lived in by their owners, and 2% of those owners still have a mortgage.

Mina at a glance

Mina Nevada U.S.
Median home value $32,600 $435,400 $332,700
Median property tax paid per year $703 $2,027 $3,119
Property tax as a share of value 2.16% 0.47% 0.94%
Median household income – $78,260 $80,734
Homes lived in by their owners 100% 60% 65%
Owner homes with a mortgage 2% 66% 61%
Median monthly costs, owners with a mortgage – $1,932 $1,963
Median rent – $1,597 $1,413
Median year homes were built 1973 1996 1980
Vacant homes 20.0% 9.3% 10.1%
Population 107 3,184,612 334,922,499

How much equity Mina owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Mina home of $32,600, 80% is $26,080.

98% of Mina owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $32,600 home (80% to 85% of value)
Owe nothing$26,080 to $27,710
Owe $8,150$17,930 to $19,560
Owe $16,300$9,780 to $11,410
Owe $21,190$4,890 to $6,520

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Mina

What is the median home value in Mina?

About $32,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Mina?

Homeowners pay a median $703 a year, which is about 2.16% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Mina?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $32,600, an 80% limit is $26,080 before subtracting your mortgage.

More about Mina

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data