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Home equity loans in Stockville, Nebraska

The typical owner-occupied home in Stockville is worth about $127,500, 47% below the Nebraska median of $238,600 and 62% below the national median of $332,700. Owners pay a median $2,083 a year in property taxes, about 1.63% of their home's value, higher than the Nebraska rate of 1.49%. 100% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Stockville at a glance

Stockville Nebraska U.S.
Median home value $127,500 $238,600 $332,700
Median property tax paid per year $2,083 $3,549 $3,119
Property tax as a share of value 1.63% 1.49% 0.94%
Median household income – $76,475 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 46% 58% 61%
Median monthly costs, owners with a mortgage – $1,736 $1,963
Median rent – $1,072 $1,413
Median year homes were built 1938 1975 1980
Vacant homes 62.9% 7.6% 10.1%
Population 39 1,978,707 334,922,499

How much equity Stockville owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Stockville home of $127,500, 80% is $102,000.

54% of Stockville owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $127,500 home (80% to 85% of value)
Owe nothing$102,000 to $108,375
Owe $31,875$70,125 to $76,500
Owe $63,750$38,250 to $44,625
Owe $82,875$19,125 to $25,500

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Stockville

What is the median home value in Stockville?

About $127,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stockville?

Homeowners pay a median $2,083 a year, which is about 1.63% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Stockville?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $127,500, an 80% limit is $102,000 before subtracting your mortgage.

More about Stockville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data