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Home equity loans in Comstock, Nebraska

The typical owner-occupied home in Comstock is worth about $80,800, 66% below the Nebraska median of $238,600 and 76% below the national median of $332,700. Owners pay a median $675 a year in property taxes, about 0.84% of their home's value, lower than the Nebraska rate of 1.49%. The median household earns $47,500 a year, so the median home costs 1.7 times the median income (3.1 times for Nebraska). 83% of occupied homes here are lived in by their owners, and 15% of those owners still have a mortgage.

Comstock at a glance

Comstock Nebraska U.S.
Median home value $80,800 $238,600 $332,700
Median property tax paid per year $675 $3,549 $3,119
Property tax as a share of value 0.84% 1.49% 0.94%
Median household income $47,500 $76,475 $80,734
Homes lived in by their owners 83% 67% 65%
Owner homes with a mortgage 15% 58% 61%
Median monthly costs, owners with a mortgage – $1,736 $1,963
Median rent – $1,072 $1,413
Median year homes were built 1938 1975 1980
Vacant homes 32.4% 7.6% 10.1%
Population 80 1,978,707 334,922,499

How much equity Comstock owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Comstock home of $80,800, 80% is $64,640.

85% of Comstock owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $80,800 home (80% to 85% of value)
Owe nothing$64,640 to $68,680
Owe $20,200$44,440 to $48,480
Owe $40,400$24,240 to $28,280
Owe $52,520$12,120 to $16,160

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Comstock

What is the median home value in Comstock?

About $80,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Comstock?

Homeowners pay a median $675 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Comstock?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $80,800, an 80% limit is $64,640 before subtracting your mortgage.

More about Comstock

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data