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Home equity loans in Hurley, Missouri

The typical owner-occupied home in Hurley is worth about $92,500, 60% below the Missouri median of $230,300 and 72% below the national median of $332,700. Owners pay a median $429 a year in property taxes, about 0.46% of their home's value, lower than the Missouri rate of 0.85%. 46% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Hurley at a glance

Hurley Missouri U.S.
Median home value $92,500 $230,300 $332,700
Median property tax paid per year $429 $1,948 $3,119
Property tax as a share of value 0.46% 0.85% 0.94%
Median household income – $70,702 $80,734
Homes lived in by their owners 46% 68% 65%
Owner homes with a mortgage 73% 60% 61%
Median monthly costs, owners with a mortgage $1,036 $1,524 $1,963
Those costs as a share of the owners' income 21.7% 19.0% 21.0%
Median rent $1,080 $1,033 $1,413
Rent as a share of renters' income 38.0% 28.1% 30.6%
Median year homes were built 1938 1978 1980
Vacant homes 0.0% 11.2% 10.1%
Population 98 6,191,814 334,922,499

How much equity Hurley owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Hurley home of $92,500, 80% is $74,000.

27% of Hurley owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $92,500 home (80% to 85% of value)
Owe nothing$74,000 to $78,625
Owe $23,125$50,875 to $55,500
Owe $46,250$27,750 to $32,375
Owe $60,125$13,875 to $18,500

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Hurley

What is the median home value in Hurley?

About $92,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hurley?

Homeowners pay a median $429 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Hurley?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $92,500, an 80% limit is $74,000 before subtracting your mortgage.

More about Hurley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data