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Home equity loans in Doe Run, Missouri

The typical owner-occupied home in Doe Run is worth about $129,900, 44% below the Missouri median of $230,300 and 61% below the national median of $332,700. Owners pay a median $824 a year in property taxes, about 0.63% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $83,065 a year, so the median home costs 1.6 times the median income (3.3 times for Missouri). 93% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Doe Run at a glance

Doe Run Missouri U.S.
Median home value $129,900 $230,300 $332,700
Median property tax paid per year $824 $1,948 $3,119
Property tax as a share of value 0.63% 0.85% 0.94%
Median household income $83,065 $70,702 $80,734
Homes lived in by their owners 93% 68% 65%
Owner homes with a mortgage 65% 60% 61%
Median monthly costs, owners with a mortgage $730 $1,524 $1,963
Those costs as a share of the owners' income 9.0% 19.0% 21.0%
Median rent – $1,033 $1,413
Median year homes were built 1972 1978 1980
Vacant homes 18.1% 11.2% 10.1%
Population 775 6,191,814 334,922,499

How much equity Doe Run owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Doe Run home of $129,900, 80% is $103,920.

35% of Doe Run owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $730 a month on housing, so a new payment should fit next to that. At the median income of $83,065, lenders typically cap all debt payments at about 43% of gross income, or $2,976 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $129,900 home (80% to 85% of value)
Owe nothing$103,920 to $110,415
Owe $32,475$71,445 to $77,940
Owe $64,950$38,970 to $45,465
Owe $84,435$19,485 to $25,980

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Doe Run

What is the median home value in Doe Run?

About $129,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Doe Run?

Homeowners pay a median $824 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Doe Run?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $129,900, an 80% limit is $103,920 before subtracting your mortgage.

More about Doe Run

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data