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Home equity loans in Tebbetts, Missouri

The typical owner-occupied home in Tebbetts is worth about $213,700, 7% below the Missouri median of $230,300 and 36% below the national median of $332,700. Owners pay a median $1,137 a year in property taxes, about 0.53% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $76,089 a year, so the median home costs 2.8 times the median income (3.3 times for Missouri). 94% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Tebbetts at a glance

Tebbetts Missouri U.S.
Median home value $213,700 $230,300 $332,700
Median property tax paid per year $1,137 $1,948 $3,119
Property tax as a share of value 0.53% 0.85% 0.94%
Median household income $76,089 $70,702 $80,734
Homes lived in by their owners 94% 68% 65%
Owner homes with a mortgage 69% 60% 61%
Median monthly costs, owners with a mortgage – $1,524 $1,963
Median rent – $1,033 $1,413
Median year homes were built 1938 1978 1980
Vacant homes 0.0% 11.2% 10.1%
Population 386 6,191,814 334,922,499

How much equity Tebbetts owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Tebbetts home of $213,700, 80% is $170,960.

31% of Tebbetts owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $213,700 home (80% to 85% of value)
Owe nothing$170,960 to $181,645
Owe $53,425$117,535 to $128,220
Owe $106,850$64,110 to $74,795
Owe $138,905$32,055 to $42,740

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Tebbetts

What is the median home value in Tebbetts?

About $213,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Tebbetts?

Homeowners pay a median $1,137 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Tebbetts?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $213,700, an 80% limit is $170,960 before subtracting your mortgage.

More about Tebbetts

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data