The typical owner-occupied home in Dennis is worth about $112,000, 34% below the Mississippi median of $169,800 and 66% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Dennis at a glance
| Dennis | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $112,000 | $169,800 | $332,700 |
| Median property tax paid per year | – | $1,215 | $3,119 |
| Median household income | – | $56,447 | $80,734 |
| Homes lived in by their owners | 100% | 70% | 65% |
| Owner homes with a mortgage | 57% | 49% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,394 | $1,963 |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1976 | 1986 | 1980 |
| Vacant homes | 0.0% | 14.6% | 10.1% |
| Population | 85 | 2,946,779 | 334,922,499 |
How much equity Dennis owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Dennis home of $112,000, 80% is $89,600.
43% of Dennis owners have no mortgage at all, so they could borrow up to the full 80% limit.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $89,600 to $95,200 |
|---|---|
| Owe $28,000 | $61,600 to $67,200 |
| Owe $56,000 | $33,600 to $39,200 |
| Owe $72,800 | $16,800 to $22,400 |
Before the lender's own limits, fees and your credit and income checks.
Change the numbers in the calculator
Questions about home equity loans in Dennis
What is the median home value in Dennis?
About $112,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much can I borrow against my home in Dennis?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $112,000, an 80% limit is $89,600 before subtracting your mortgage.
More about Dennis
- Mortgage Refinance in Dennis
- Home Buying in Dennis
- Debt Relief in Dennis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data