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Home equity loans in Burdick, Kansas

The typical owner-occupied home in Burdick is worth about $81,300, 63% below the Kansas median of $217,200 and 76% below the national median of $332,700. Owners pay a median $900 a year in property taxes, about 1.11% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $82,500 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 88% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.

Burdick at a glance

Burdick Kansas U.S.
Median home value $81,300 $217,200 $332,700
Median property tax paid per year $900 $2,798 $3,119
Property tax as a share of value 1.11% 1.29% 0.94%
Median household income $82,500 $74,275 $80,734
Homes lived in by their owners 88% 67% 65%
Owner homes with a mortgage 21% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 5.9% 9.2% 10.1%
Population 34 2,947,197 334,922,499

How much equity Burdick owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Burdick home of $81,300, 80% is $65,040.

79% of Burdick owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $81,300 home (80% to 85% of value)
Owe nothing$65,040 to $69,105
Owe $20,325$44,715 to $48,780
Owe $40,650$24,390 to $28,455
Owe $52,845$12,195 to $16,260

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Burdick

What is the median home value in Burdick?

About $81,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Burdick?

Homeowners pay a median $900 a year, which is about 1.11% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Burdick?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $81,300, an 80% limit is $65,040 before subtracting your mortgage.

More about Burdick

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data