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Home equity loans in Juliette, Georgia

The typical owner-occupied home in Juliette is worth about $73,300, 76% below the Georgia median of $303,300 and 78% below the national median of $332,700. 88% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Juliette at a glance

Juliette Georgia U.S.
Median home value $73,300 $303,300 $332,700
Median property tax paid per year – $2,341 $3,119
Median household income – $77,353 $80,734
Homes lived in by their owners 88% 66% 65%
Owner homes with a mortgage 23% 63% 61%
Median monthly costs, owners with a mortgage – $1,783 $1,963
Median rent – $1,393 $1,413
Median year homes were built 1989 1992 1980
Vacant homes 7.0% 10.3% 10.1%
Population 128 10,940,407 334,922,499

How much equity Juliette owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Juliette home of $73,300, 80% is $58,640.

77% of Juliette owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $73,300 home (80% to 85% of value)
Owe nothing$58,640 to $62,305
Owe $18,325$40,315 to $43,980
Owe $36,650$21,990 to $25,655
Owe $47,645$10,995 to $14,660

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Juliette

What is the median home value in Juliette?

About $73,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Juliette?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $73,300, an 80% limit is $58,640 before subtracting your mortgage.

More about Juliette

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data