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Home equity loans in Argyle, Georgia

The typical owner-occupied home in Argyle is worth about $68,100, 78% below the Georgia median of $303,300 and 80% below the national median of $332,700. Owners pay a median $318 a year in property taxes, about 0.47% of their home's value, lower than the Georgia rate of 0.77%. 72% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Argyle at a glance

Argyle Georgia U.S.
Median home value $68,100 $303,300 $332,700
Median property tax paid per year $318 $2,341 $3,119
Property tax as a share of value 0.47% 0.77% 0.94%
Median household income – $77,353 $80,734
Homes lived in by their owners 72% 66% 65%
Owner homes with a mortgage 0% 63% 61%
Median monthly costs, owners with a mortgage – $1,783 $1,963
Median rent – $1,393 $1,413
Median year homes were built 1984 1992 1980
Vacant homes 20.4% 10.3% 10.1%
Population 573 10,940,407 334,922,499

How much equity Argyle owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Argyle home of $68,100, 80% is $54,480.

100% of Argyle owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $68,100 home (80% to 85% of value)
Owe nothing$54,480 to $57,885
Owe $17,025$37,455 to $40,860
Owe $34,050$20,430 to $23,835
Owe $44,265$10,215 to $13,620

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Argyle

What is the median home value in Argyle?

About $68,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Argyle?

Homeowners pay a median $318 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Argyle?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $68,100, an 80% limit is $54,480 before subtracting your mortgage.

More about Argyle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data