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Home equity loans in Winslow, Arizona

The typical owner-occupied home in Winslow is worth about $167,600, 58% below the Arizona median of $394,500 and 50% below the national median of $332,700. Owners pay a median $707 a year in property taxes, about 0.42% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $58,346 a year, so the median home costs 2.9 times the median income (4.9 times for Arizona). 54% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Winslow at a glance

Winslow Arizona U.S.
Median home value $167,600 $394,500 $332,700
Median property tax paid per year $707 $1,879 $3,119
Property tax as a share of value 0.42% 0.48% 0.94%
Median household income $58,346 $79,964 $80,734
Homes lived in by their owners 54% 67% 65%
Owner homes with a mortgage 47% 62% 61%
Median monthly costs, owners with a mortgage $1,373 $1,803 $1,963
Those costs as a share of the owners' income 17.8% 20.5% 21.0%
Median rent $1,051 $1,543 $1,413
Rent as a share of renters' income 20.7% 30.8% 30.6%
Median year homes were built 1964 1992 1980
Vacant homes 9.5% 10.5% 10.1%
Population 8,773 7,378,838 334,922,499

How much equity Winslow owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Winslow home of $167,600, 80% is $134,080.

53% of Winslow owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $1,373 a month on housing, so a new payment should fit next to that. At the median income of $58,346, lenders typically cap all debt payments at about 43% of gross income, or $2,091 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $167,600 home (80% to 85% of value)
Owe nothing$134,080 to $142,460
Owe $41,900$92,180 to $100,560
Owe $83,800$50,280 to $58,660
Owe $108,940$25,140 to $33,520

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Winslow

What is the median home value in Winslow?

About $167,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Winslow?

Homeowners pay a median $707 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Winslow?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $167,600, an 80% limit is $134,080 before subtracting your mortgage.

More about Winslow

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data