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Debt relief in Hinton, West Virginia

The typical owner-occupied home in Hinton is worth about $92,900, 43% below the West Virginia median of $162,600 and 72% below the national median of $332,700. Owners pay a median $477 a year in property taxes, about 0.51% of their home's value, close to the West Virginia rate of 0.53%. The median household earns $37,610 a year, so the median home costs 2.5 times the median income (2.7 times for West Virginia). 70% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Hinton at a glance

Hinton West Virginia U.S.
Median home value $92,900 $162,600 $332,700
Median property tax paid per year $477 $865 $3,119
Property tax as a share of value 0.51% 0.53% 0.94%
Median household income $37,610 $59,608 $80,734
Homes lived in by their owners 70% 75% 65%
Owner homes with a mortgage 42% 46% 61%
Median monthly costs, owners with a mortgage $923 $1,255 $1,963
Those costs as a share of the owners' income 19.1% 17.3% 21.0%
Median rent $951 $872 $1,413
Rent as a share of renters' income 37.9% 29.4% 30.6%
Median year homes were built 1950 1976 1980
Vacant homes 34.7% 15.4% 10.1%
People below the poverty line 35.0% 16.7% 12.5%
Population 2,086 1,778,373 334,922,499

Household budgets and debt in Hinton

In Hinton, the typical owner with a mortgage spends 19.1% of household income on housing and the typical renter spends 37.9%. Above 30% is generally considered cost-burdened, which leaves less room for other debts.

35.0% of residents live below the federal poverty line, compared with 16.7% in West Virginia.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Hinton home worth $92,900 and 58% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Hinton

What is the median home value in Hinton?

About $92,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hinton?

Homeowners pay a median $477 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Hinton households spend on housing?

With a median household income of $37,610, owners with a mortgage spend a median 19.1% on housing and renters 37.9%.

More about Hinton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data