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Debt relief in Buena, Washington

The typical owner-occupied home in Buena is worth about $237,000, 58% below the Washington median of $564,600 and 29% below the national median of $332,700. The median household earns $41,953 a year, so the median home costs 5.6 times the median income (5.8 times for Washington). 44% of occupied homes here are lived in by their owners, and 93% of those owners still have a mortgage.

Buena at a glance

Buena Washington U.S.
Median home value $237,000 $564,600 $332,700
Median property tax paid per year – $4,556 $3,119
Median household income $41,953 $98,141 $80,734
Homes lived in by their owners 44% 64% 65%
Owner homes with a mortgage 93% 66% 61%
Median monthly costs, owners with a mortgage – $2,445 $1,963
Median rent $924 $1,760 $1,413
Rent as a share of renters' income 22.5% 30.0% 30.6%
Median year homes were built 1961 1985 1980
Vacant homes 3.6% 7.3% 10.1%
People below the poverty line 20.2% 9.9% 12.5%
Population 791 7,816,116 334,922,499

Household budgets and debt in Buena

20.2% of residents live below the federal poverty line, compared with 9.9% in Washington.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Buena home worth $237,000 and 7% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Buena

What is the median home value in Buena?

About $237,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much of their income do Buena households spend on housing?

With a median household income of $41,953, owners with a mortgage spend a median 0.0% on housing and renters 22.5%.

More about Buena

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data