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Debt relief in Quilcene, Washington

The typical owner-occupied home in Quilcene is worth about $274,300, 51% below the Washington median of $564,600 and 18% below the national median of $332,700. Owners pay a median $1,364 a year in property taxes, about 0.50% of their home's value, lower than the Washington rate of 0.81%. The median household earns $34,464 a year, so the median home costs 8.0 times the median income (5.8 times for Washington). 81% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

Quilcene at a glance

Quilcene Washington U.S.
Median home value $274,300 $564,600 $332,700
Median property tax paid per year $1,364 $4,556 $3,119
Property tax as a share of value 0.50% 0.81% 0.94%
Median household income $34,464 $98,141 $80,734
Homes lived in by their owners 81% 64% 65%
Owner homes with a mortgage 17% 66% 61%
Median monthly costs, owners with a mortgage – $2,445 $1,963
Median rent $1,078 $1,760 $1,413
Rent as a share of renters' income 51.0% 30.0% 30.6%
Median year homes were built 1956 1985 1980
Vacant homes 19.9% 7.3% 10.1%
People below the poverty line 26.5% 9.9% 12.5%
Population 362 7,816,116 334,922,499

Household budgets and debt in Quilcene

26.5% of residents live below the federal poverty line, compared with 9.9% in Washington.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Quilcene home worth $274,300 and 83% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Quilcene

What is the median home value in Quilcene?

About $274,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Quilcene?

Homeowners pay a median $1,364 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Quilcene households spend on housing?

With a median household income of $34,464, owners with a mortgage spend a median 0.0% on housing and renters 51.0%.

More about Quilcene

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data