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Debt relief in Langlois, Oregon

The typical owner-occupied home in Langlois is worth about $264,100, 45% below the Oregon median of $477,600 and 21% below the national median of $332,700. The median household earns $44,750 a year, so the median home costs 5.9 times the median income (5.8 times for Oregon). 100% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.

Langlois at a glance

Langlois Oregon U.S.
Median home value $264,100 $477,600 $332,700
Median property tax paid per year – $3,876 $3,119
Median household income $44,750 $83,011 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 72% 65% 61%
Median monthly costs, owners with a mortgage – $2,157 $1,963
Those costs as a share of the owners' income 13.4% 22.4% 21.0%
Median rent – $1,525 $1,413
Median year homes were built 1956 1981 1980
Vacant homes 16.4% 7.5% 10.1%
People below the poverty line 30.1% 11.9% 12.5%
Population 286 4,254,293 334,922,499

Household budgets and debt in Langlois

30.1% of residents live below the federal poverty line, compared with 11.9% in Oregon.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Langlois home worth $264,100 and 28% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Langlois

What is the median home value in Langlois?

About $264,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much of their income do Langlois households spend on housing?

With a median household income of $44,750, owners with a mortgage spend a median 13.4% on housing and renters 0.0%.

More about Langlois

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data