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Debt relief in Pleasant City, Ohio

The typical owner-occupied home in Pleasant City is worth about $92,100, 57% below the Ohio median of $214,800 and 72% below the national median of $332,700. Owners pay a median $1,122 a year in property taxes, about 1.22% of their home's value, lower than the Ohio rate of 1.31%. The median household earns $67,813 a year, so the median home costs 1.4 times the median income (3.0 times for Ohio). 46% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Pleasant City at a glance

Pleasant City Ohio U.S.
Median home value $92,100 $214,800 $332,700
Median property tax paid per year $1,122 $2,822 $3,119
Property tax as a share of value 1.22% 1.31% 0.94%
Median household income $67,813 $71,389 $80,734
Homes lived in by their owners 46% 67% 65%
Owner homes with a mortgage 42% 61% 61%
Median monthly costs, owners with a mortgage $1,042 $1,517 $1,963
Those costs as a share of the owners' income 18.6% 18.6% 21.0%
Median rent $847 $1,034 $1,413
Rent as a share of renters' income 14.1% 28.3% 30.6%
Median year homes were built 1950 1970 1980
Vacant homes 2.9% 8.1% 10.1%
People below the poverty line 9.8% 13.3% 12.5%
Population 551 11,810,293 334,922,499

Household budgets and debt in Pleasant City

In Pleasant City, the typical owner with a mortgage spends 18.6% of household income on housing and the typical renter spends 14.1%. Above 30% is generally considered cost-burdened, which leaves less room for other debts.

9.8% of residents live below the federal poverty line, compared with 13.3% in Ohio.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Pleasant City home worth $92,100 and 58% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Pleasant City

What is the median home value in Pleasant City?

About $92,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pleasant City?

Homeowners pay a median $1,122 a year, which is about 1.22% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Pleasant City households spend on housing?

With a median household income of $67,813, owners with a mortgage spend a median 18.6% on housing and renters 14.1%.

More about Pleasant City

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data