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Debt relief in Beulah, North Dakota

The typical owner-occupied home in Beulah is worth about $203,300, 19% below the North Dakota median of $249,900 and 39% below the national median of $332,700. Owners pay a median $2,515 a year in property taxes, about 1.24% of their home's value, higher than the North Dakota rate of 0.99%. The median household earns $76,848 a year, so the median home costs 2.6 times the median income (3.3 times for North Dakota). 72% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Beulah at a glance

Beulah North Dakota U.S.
Median home value $203,300 $249,900 $332,700
Median property tax paid per year $2,515 $2,468 $3,119
Property tax as a share of value 1.24% 0.99% 0.94%
Median household income $76,848 $76,657 $80,734
Homes lived in by their owners 72% 63% 65%
Owner homes with a mortgage 42% 52% 61%
Median monthly costs, owners with a mortgage $1,744 $1,762 $1,963
Those costs as a share of the owners' income 17.4% 19.4% 21.0%
Median rent $1,075 $954 $1,413
Rent as a share of renters' income 38.9% 25.0% 30.6%
Median year homes were built 1981 1982 1980
Vacant homes 23.1% 12.3% 10.1%
People below the poverty line 11.2% 10.8% 12.5%
Population 3,040 784,841 334,922,499

Household budgets and debt in Beulah

In Beulah, the typical owner with a mortgage spends 17.4% of household income on housing and the typical renter spends 38.9%. Above 30% is generally considered cost-burdened, which leaves less room for other debts.

11.2% of residents live below the federal poverty line, compared with 10.8% in North Dakota.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Beulah home worth $203,300 and 58% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Beulah

What is the median home value in Beulah?

About $203,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Beulah?

Homeowners pay a median $2,515 a year, which is about 1.24% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Beulah households spend on housing?

With a median household income of $76,848, owners with a mortgage spend a median 17.4% on housing and renters 38.9%.

More about Beulah

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data