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Debt relief in Tribes Hill, New York

The typical owner-occupied home in Tribes Hill is worth about $175,600, 59% below the New York median of $423,800 and 47% below the national median of $332,700. Owners pay a median $3,545 a year in property taxes, about 2.02% of their home's value, higher than the New York rate of 1.55%. The median household earns $86,615 a year, so the median home costs 2.0 times the median income (4.9 times for New York). 93% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.

Tribes Hill at a glance

Tribes Hill New York U.S.
Median home value $175,600 $423,800 $332,700
Median property tax paid per year $3,545 $6,582 $3,119
Property tax as a share of value 2.02% 1.55% 0.94%
Median household income $86,615 $85,974 $80,734
Homes lived in by their owners 93% 54% 65%
Owner homes with a mortgage 72% 58% 61%
Median monthly costs, owners with a mortgage $1,371 $2,555 $1,963
Those costs as a share of the owners' income 18.5% 22.5% 21.0%
Median rent $471 $1,621 $1,413
Rent as a share of renters' income 18.1% 31.2% 30.6%
Median year homes were built 1948 1959 1980
Vacant homes 0.0% 10.0% 10.1%
People below the poverty line 6.6% 14.0% 12.5%
Population 959 19,852,366 334,922,499

Household budgets and debt in Tribes Hill

In Tribes Hill, the typical owner with a mortgage spends 18.5% of household income on housing and the typical renter spends 18.1%. Above 30% is generally considered cost-burdened, which leaves less room for other debts.

6.6% of residents live below the federal poverty line, compared with 14.0% in New York.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Tribes Hill home worth $175,600 and 28% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Tribes Hill

What is the median home value in Tribes Hill?

About $175,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Tribes Hill?

Homeowners pay a median $3,545 a year, which is about 2.02% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Tribes Hill households spend on housing?

With a median household income of $86,615, owners with a mortgage spend a median 18.5% on housing and renters 18.1%.

More about Tribes Hill

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data