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Debt relief in Richfield, Kansas

The typical owner-occupied home in Richfield is worth about $229,200, 6% above the Kansas median of $217,200 and 31% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Richfield at a glance

Richfield Kansas U.S.
Median home value $229,200 $217,200 $332,700
Median property tax paid per year – $2,798 $3,119
Median household income – $74,275 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 0% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 1964 1976 1980
Vacant homes 21.1% 9.2% 10.1%
People below the poverty line 0.0% 11.3% 12.5%
Population 17 2,947,197 334,922,499

Household budgets and debt in Richfield

0.0% of residents live below the federal poverty line, compared with 11.3% in Kansas.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Richfield home worth $229,200 and 100% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Richfield

What is the median home value in Richfield?

About $229,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

More about Richfield

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data