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Debt relief in Idledale, Colorado

The typical owner-occupied home in Idledale is worth about $451,900, 16% below the Colorado median of $539,400 and 36% above the national median of $332,700. Owners pay a median $2,650 a year in property taxes, about 0.59% of their home's value, higher than the Colorado rate of 0.48%. 80% of occupied homes here are lived in by their owners, and 82% of those owners still have a mortgage.

Idledale at a glance

Idledale Colorado U.S.
Median home value $451,900 $539,400 $332,700
Median property tax paid per year $2,650 $2,602 $3,119
Property tax as a share of value 0.59% 0.48% 0.94%
Median household income – $95,470 $80,734
Homes lived in by their owners 80% 66% 65%
Owner homes with a mortgage 82% 69% 61%
Median monthly costs, owners with a mortgage $2,118 $2,326 $1,963
Those costs as a share of the owners' income 9.0% 22.1% 21.0%
Median rent – $1,761 $1,413
Median year homes were built 1953 1988 1980
Vacant homes 18.0% 8.3% 10.1%
People below the poverty line 0.0% 9.4% 12.5%
Population 297 5,862,189 334,922,499

Household budgets and debt in Idledale

0.0% of residents live below the federal poverty line, compared with 9.4% in Colorado.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Idledale home worth $451,900 and 18% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Idledale

What is the median home value in Idledale?

About $451,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Idledale?

Homeowners pay a median $2,650 a year, which is about 0.59% of the median home value. Your bill depends on your home's assessed value and local rates.

More about Idledale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data